Kentucky Home Loans
Home Improvement Loans

• Purchase your home and finance the improvements in one loan.
• Programs with up to 125% of the appraised value.
• Conventional rates available.
• FHA 203k Improvement Loans also

You may use all or part of your loan for home improvements. There are no major restrictions on the type of improvements to be made, within the boundaries of local building codes. Depending on the extent of the project, and the specific loan program, you typically have the choice of doing the work yourself, or using a licensed contractor. An appraisal may or may not be required.
A home improvement loan is a fully amortized, fixed rate 2nd mortgage. Placed in 2nd position on the property title, there is no affect on the terms of the existing 1st mortgage. You may choose a term from 5 to 25 years. The minimum loan amount is $15,000 unless stated otherwise on the application.

There is no equity is required. A loan program is available whether your home has equity, or not. The maximum loan amount can go as high as 125% of the value of your home.

We have many Kentucky home inprovement loans to choose from, please contact us for information on any program you need..