103% Kentucky Home Loans

Financing opportunity for Borrowers with excellent credit but little money for down payment. This loan program is a great way to get into your new home or investment property.

• Zero Down plus finance 3% of your closing costs into the loan.
• Sellers may also contribute an additional 3% towards your closing costs.
  
  This program offers a special 103% Financing loan program. This loan program is perfect for those who do not have substantial savings for a down payment and who need help with closing costs. Under this loan program, up to 3% of closing costs can be financed for a total loan to value (LTV) ratio of 103%.

  No down payment is required with our 103% Financing. Also, there are no income limits or restrictions. However, it should be noted that a credit score of at least 700 is required in order to qualify for this loan program.